How Much Can I Borrow?

Our calculator is designed to help you determine how much house you could potentially afford.

Please enter the gross income for applicant 1, and the amount of deposit you can afford. Then press the Calculate button.

If you wish to add a second applicant income, click the Add Applicant button.

Type Of Application

Mortgage Value:

Annual Gross Income 1:

Salary Multiplier:

Annual Gross Income 2:

Recommended House Price:

First Time Buyer:

Loan-to-value ratio (LTV) %:

Second Home:

Mortgage Term (Years):


Interest Rate (%):

Monthly Payment:

Stamp Duty ¹

Your Deposit + Stamp Duty: ²

Get the best available interest rate for your circumstances.

¹ The anticipated stamp duty on this value of property

² The total of stamp duty plus your deposit

Important:  The results on this page should not be considered as financial advice or a mortgage quote.


We welcome your enquiry, so please do not hesitate to fill out the contact form below, or call us on 01274 515763.

Give Us a Call

Call us to arrange a chat about your mortgage requirements on 01274 515763.

Send Us an Email

Please complete the email form and we will get back to you within 24 hours.

Call In at a Branch

If you are in the local area, call in and arrange a discussion with one of our friendly advisors.