How Much Can I Borrow?

Our calculator is designed to help you determine how much you could potentially afford to borrow.

Please enter the gross income for applicant 1 (and applicant 2 if required), and the amount of deposit you can afford.

Important:  The results on this page should not be considered as financial advice or a mortgage quote.

Type Of Application
Annual Gross Income 1:
Annual Gross Income 2:
First Time Buyer:
Second Home:
Mortgage Value:
Salary Multiplier:
Recommended House Price:
Loan-to-value ratio (LTV) %:
Mortgage Term (Years):
Interest Rate (%):
Monthly Payment:
Stamp Duty ¹
Your Deposit + Stamp Duty: ²

¹ The anticipated stamp duty on this value of property
² The total of stamp duty plus your deposit

Next Steps

Get the right interest rate for your circumstances.


We welcome your enquiry, so please do not hesitate to fill out the contact form below, or call us on 01539 887766.

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Call us to arrange a chat about your mortgage requirements on 01539 887766.

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If you are in the local area, call in and arrange a discussion with one of our friendly advisers.