Throughout life there are many things which may prevent us from being able to go about our work and daily routine. These threats can have a serious effect on our lifestyle, our family and our ability to pay our mortgage. Fortunately, through insurance products, we can protect ourselves from many of these unknowns.

Life Insurance

Life Insurance will pay a lump sum, or an agreed monthly amount, should the policy holder die.

Critical Illness

Critical Illness provides a lump sum if the policy holder is diagnosed with a condition covered by the policy, this could allow them to be financially secure whilst receiving treatment.

Income Protection

Income Protection is designed to replace part of a lost income should the insured party be unable to work through illness or an accident. These policies can be set up for benefits to run for one year, two years or until a specific date.

Family Income Protection

Family Income Protection offers cover similar to life insurance, but provides a regular income designed to enable the family to be supported for a specific period of time following the death of the policy holder.

Buildings and Contents Insurance

Buildings and Contents Insurance will ensure that, should something happen through an insured peril, a cash sum will allow replacement or repairs to the building or contents to compensate the insured for the loss.

Your home may be repossessed if you do not keep up repayments on your mortgage.
For insurance business we offer products from a choice of insurers.
There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £395.

Our Providers

We work with four providers to offer a range of insurance policies to tailor the right products for our customers needs. Policies include life, critical illness, income protection and buildings and content insurance.